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Credit checkers
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 17,413 Forumite
I have just done mine on the free creditcheckers and apparently i'm Stable and have a rating of 550 out of 700 
pretty good codsidering I owe no one a penny and pay my bills on time and have no loans of any sort Own my own property,Car etc and never borrow money at all.I wonder why it wasn't 700/700 :rotfl::rotfl::rotfl: I wonder sometimes if these credit referance agency's are all their cracked up to be 
pretty good codsidering I owe no one a penny and pay my bills on time and have no loans of any sort Own my own property,Car etc and never borrow money at all.I wonder why it wasn't 700/700 :rotfl::rotfl::rotfl: I wonder sometimes if these credit referance agency's are all their cracked up to be 0
Comments
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considering I owe no one a penny and pay my bills on time and have no loans of any sort...I wonder why it wasn't 700/700
You can't be rated highly for making payments on time if you don't have any credit to make payments on That sounds like a classic case of premature extrapolation.
House Bought July 2020 - 19 years 0 months remaining on term
Next Step: Bathroom renovation booked for January 2021
Goal: Keep the bigger picture in mind...0 -
I have two c/card one with a £15k limit that I haven't used for yonks and another with £2.500 limit which I use as a debit card and pay as soon as I can when I get home if I have used it to buy diesel etc (its M&S so I get points with it
:):) 0 -
Evening
I do wonder what marks folks down as well! I do know that if you dont pay sumat off regular it goes down - so I pay my RAC membership over the year via my club book (have checked and it is not dearer) also car insurance - they cut the rate last year so payments stayed the same!
What's the daftest anyone has found I wonder???
Nite AllAim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
NSDs 2015:185/330 (allowing for hols etc)
LBM: started Jan 2012 - still learning!
Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j0
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